verdict and session.ended event, and every POST /scan response, carries one verdict object.{
"score": 0.94,
"level": "scam",
"category": "Advance Fee Loan",
"tactics": ["callback_pressure", "untraceable_payment", "urgency"],
"signals": ["pay us up front, and then we would give you the loan"],
"summary": "Caller offers a $10,000 loan and demands an upfront payment within the hour.",
"source": "combined"
}| Field | Meaning |
|---|---|
score | 0 to 1. Probability that the caller is a scammer. |
level | Bucket of the score. See below. |
category | One exact CallerAPI complaint subject, or none. |
tactics | Manipulation techniques observed. Sorted, no duplicates. |
signals | Short pieces of evidence. Above a score of 0.6 they quote the caller's words. |
summary | Two sentences at most. Present when a model produced the verdict. |
source | heuristic (rules only), llm (model only), combined (both), or stored (read back from the session record). |
| Level | Score |
|---|---|
clean | below 0.3 |
suspicious | 0.3 to 0.59 |
likely_scam | 0.6 to 0.84 |
scam | 0.85 and above |
level, not on score. The levels are stable. The score moves.category is one exact CallerAPI complaint subject. It is the same vocabulary as the complaints on Spam score + HLR and the spam reports feed, so your CDR, your lookup, and the feed agree.Advance Fee Loan
Bank/Credit Card Company Imposter
Business Email Compromise
Calls pretending to be government, businesses, or family and friends
Charity
Computer & Technical Support
Counterfeit Product
COVID-19
Credit Cards
Credit Repair/Debt Relief
Cryptocurrency
Debt Collection
Lotteries, Prizes & Sweepstakes
Medical & Prescriptions
Moving
No Subject Provided
Phishing
Reducing Your Debt (Credit Cards, Mortgage, Student Loans)
Rental
Romance
Tax Collection
Travel/Vacation/Timeshare
Utility
Warranties & Protection Plans
Work From Home & Other Ways To Make Money
Yellow Pages/Directories
Hang Up
Scammers
Advertising
Surveys
Financial Services
Store
Company
Othernone means the call is clean. It is not a complaint subject and is never filed.Advance Fee Loan is "pay a fee first, then we send you a loan". Reducing Your Debt (Credit Cards, Mortgage, Student Loans) is forgiveness, consolidation, or a lower rate on a debt the person already has.Tax Collection is the IRS or back taxes. Calls pretending to be government, businesses, or family and friends covers other agencies, businesses, and family emergencies.tactics names how the caller pushed, independent of the story. A human analyst reads this list first.urgency
secrecy
authority_impersonation
remote_access
untraceable_payment
pii_harvest
otp_request
threat
prize_lure
family_fear
refund_bait
callback_pressureotp_request and remote_access deserve a warning on their own, at any level. A caller who asks for a one-time code or for a remote-access tool is not a legitimate bank.intel is what the caller exposed. It arrives in session.ended and in the scan response. Every field is optional and omitted when empty.names, organizations, callback_numbers (E.164), emails, urls, crypto_wallets, bank_accounts, card_numbers, gift_card_brands, payment_apps, remote_tools, remote_codes, case_numbers, amounts, addresses, scripts (verbatim lines of the pitch), dtmf (every digit pressed, in order).report=true, callback_numbers are filed with the caller. Without it, you still see them and can block them on your side.